Tuesday, September 8, 2015

Who Can Benefit from Black Box Car Insurance?

Black box car insurance, where your premiums are based on your driving behaviour, is popular among young adults trying to reduce the cost of their cover, but drivers of other ages can also benefit from this type of insurance. Here are three types of drivers who could benefit from a black box cover.

1. Daytime Drivers

Driving during the daytime is considered less risky than driving in the dark. If you tend only to drive during the day, black box insurance could be for you as it will reward you for driving during "low risk" periods.

2. Low Mileage Drivers

If you only use your car for short journeys, it does not make sense to pay the same insurance premiums as someone who regularly go on long drives. Many black box insurance policies allow you to specify the number of miles you will drive, and use this information to determine your premium.

3. Careful Drivers

If you pride yourself on being a careful driver, black box insurance could reward you with cheaper premiums. You will not have to crawl along the roads, but you will need to stick to the speed limit at all times.

Black box car insurance enables you to lower your premiums without cutting corners, all while maintaining the level of cover you require. All you need to do is ask your insurer to install a black box in your car. The black box fitting will be carried out by an engineer and will not affect the workings of your car.

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