Car Insurance Tips: What You Need to Know to Reduce Your Premiums

When you’ve got a car, there are several factors that eat up a lot of your budget in maintaining it. The main expense is, of course, petrol. However, the next biggest outlay for your car is the insurance. The roads are never a hundred percent safe, and getting into an accident will result in damage that needs to be repaired and injuries that require medical attention. Fortunately, it’s possible to lower the amount you have to pay in your insurance premiums. Here are a few tips. Know How Your Premiums are Calculated The most important step that you can take when getting car insurance quotes from companies like Simply Insure is to ask them how they calculate the premiums. There are a lot of conditions involved into deciding how much you’ll pay.
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5 Ways to Cut the Cost of Home Insurance Premiums

Council tax, utilities, and essential maintenance all add to the cost of home ownership in Ireland. Insurance is another cost driver, though it is possible to save money whilst still getting the coverage you require. Consider these five tips.

Your Home Insurance and You: Why Getting Home Protection is Important

Homeowners in Ireland (and everywhere else) definitely do not wish for disaster to befall their homes, but no one can predict the future. Your home may experience fires or flooding, which would require a lot of money to repair. Though your savings can mitigate some of the cost, having them wiped out would be bad news; if the damage is really bad, your savings may not be enough. That’s where your insurance can help you out. What it Protects You From Learning more about home insurance helps you understand why exactly you need it. Right now, there are four kinds of insurance that are connected with homes. The first type is the one that you’ll probably need most: building insurance. As a rule of thumb, building insurance covers anything that you can’t take with you when you move homes.
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Car Insurance in Ireland: Get to Know the 3 Available Types of Cover

Third-Party Cover Third party cover is the minimum car insurance cover required by law. If you are at fault in an accident, this type of insurance pays the other party for the cost of damages that he or she suffered, including property damage, injury, and death. It also includes coverage for the other party’s financial losses arising from injuries from the accident, including medical expenses and loss of income. Third party cover offers no pay-out for damage on your own car from an accident where you are at-fault, or for your losses in case of fire or theft.
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Who Can Benefit from Black Box Car Insurance?

Black box car insurance, where your premiums are based on your driving behaviour, is popular among young adults trying to reduce the cost of their cover, but drivers of other ages can also benefit from this type of insurance. Here are three types of drivers who could benefit from a black box cover.

Home Insurance and Other Concerns: The Biggest Regrets of Homebuyers

“If I could do it all over again, I would.” You’d be surprised at the number of homebuyers who have thought this after a home purchase. Some come to this realization many years down the road, while others, almost instantaneously. In the U.S., one in four get “buyer’s remorse” after a home purchase; while in the U.K., this figure is a close one in five. Fortunately, this doesn’t seem to be the case in Ireland, where there are more people owning their own homes than any other European Union country, and with most not experiencing any problems with the home buying process. However, this does not exempt Irish people from making the same mistakes that many around the world do.
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