Are you looking for home insurance in Ireland? When searching and comparing home insurance quotations, one can sometimes become bogged by the ‘nitty gritty’ detail which has to be supplied - such as year of build, area, construction type, roof type and percentages etc. It is always a good idea to provide as much information as possible. Fortunately, some companies help make looking for insurance easier, with just one simple search that returns a number of options from different insurers, with information on available cover choices and their corresponding premiums.
As well as offering online service for customers who prefer it, a company that is based locally in Ireland has other advantages, particularly having a qualified, experienced staff whom you can speak to by telephone or in person. Good service is important in the event of a claim, too.
Before buying, think about the quotations. Details to consider carefully include the policy excess, which is the amount that a policyholder is required to pay on the first part of a claim. These can vary, and optional extra excesses are sometimes available to lower premiums. In addition, premiums are often cheaper for secure homes and properties that are protected against severe weather, such as with storm shutters.
Finally, as well as buildings cover, you may want to include contents cover for loss, theft and the extra option of accidental damage. Contents insurance adds to your peace of mind.
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