Black box car insurance, where your premiums are based on your
driving behaviour, is popular among young adults trying to reduce the
cost of their cover, but drivers of other ages can also benefit from
this type of insurance. Here are three types of drivers who could
benefit from a black box cover.
1. Daytime Drivers
Driving during the daytime is considered less risky than driving in the
dark. If you tend only to drive during the day, black box insurance
could be for you as it will reward you for driving during "low risk"
periods.
2. Low Mileage Drivers
If you only use your car for short journeys, it does not make sense to
pay the same insurance premiums as someone who regularly go on long
drives. Many black box insurance policies allow you to specify the
number of miles you will drive, and use this information to determine
your premium.
3. Careful Drivers
If you pride yourself on being a careful driver, black box insurance
could reward you with cheaper premiums. You will not have to crawl along
the roads, but you will need to stick to the speed limit at all times.
Black box car insurance enables you to lower your premiums without
cutting corners, all while maintaining the level of cover you require.
All you need to do is ask your insurer to install a black box in your
car. The black box fitting will be carried out by an engineer and will
not affect the workings of your car.
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